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The Estate Planning -Divorce, Remarriage.How Your Children Could Be Disinherited

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Estate planning mistakes can disinherit your children, especially if you’re divorced and remarried. Many parents assume their spouse will ensure their children inherit their wealth—but legally, that’s not guaranteed. If assets pass outright to your spouse, they can be redirected elsewhere, particularly if they remarry. To avoid this, a properly structured trust secures your spouse’s financial needs while guaranteeing your children’s inheritance. Without clear legal protections, families face bitter disputes and costly court battles. The solution? Use a trust instead of a simple will, set explicit legal guidelines, limit unchecked control, and work with an experienced estate planning attorney. This isn’t just about good intentions—it’s about securing your legacy with airtight strategies. The biggest mistake is doing nothing, leaving your children vulnerable. Smart estate planning ensures that what you’ve built remains with those you intended to inherit it. Take action now to safeguard y...

Banking & Financial Sector: A Prime Investment Opportunity in the Next Credit Cycle

History has shown that banks tend to thrive during a credit upcycle . In the previous cycle from FY02 to FY07, the Nifty Bank Index multiplied 6X , significantly outperforming the Nifty 50 , which grew 4X . Given the current economic landscape, we believe India is at the early stages of the next credit cycle , making the Banking & Financial Sector an attractive investment opportunity. Why This Sector Looks Promising 1. We Are in the Early Stages of a Credit Growth Cycle The banking system has shown strong signs of recovery , positioning itself well for an upcoming loan growth cycle: Loan growth is accelerating , driven by the revival of the real estate sector and private sector capital spending . High bad loans are now behind us , reducing pressure on banks. Bank balance sheets are stronger , allowing for enhanced lending activity and financial stability. 2. Long-Term Growth Drivers Supporting the Sector Several structural factors make the banking & financial space...